You may not think you own a lot of stuff, but you own far more than you realise. Just take a moment to look in each room and start to tally up the cost if you had to replace all the items in there. Beds draw clothing, not to mention the gadgets. Furniture, whiteware, and all the things that live in the many draws of your kitchen.
Then of course the more personal items. Jewellery family heirlooms, your fishing gear!
In a worst-case scenario, if you had to start over, what would it cost to buy back the stuff you lost?
Content Insurance can help protect against damage and loss to these special items. Whether it’s everything or just one item.
You can choose a comprehensive Contents policy, because it offers replacement (or ‘as new’) cover on almost all of your contents, plus a range of additional benefits, up to the sum insured that you choose.
But there are a few items where your insurance is limited to a dollar amount unless you’ve specified them for more (like jewellery, bicycles, and Art) Older or lower value contents (like portable electronics over 3 years old and clothing or books regardless of age) will be covered for indemnity (or ‘as is’) cover.
There are various options for House Insurance. The Insurance Basket will take the time to understand your situation, so we can match you with the appropriate type of House Insurance, and sum assured for your situation.